Arrow Financial Corporation

Fundamentals5.0
Price Action6.0
News Sentiment0.0
AI Rating
5.0

Key Drivers

  • Strong Profitability
  • Rising Leverage
  • Deposit Decline

AI
AI Summary

5.0

AROW is now an acquisition-integration bet rather than a simple dividend play: successful Adirondack cost savings and deposit retention could unlock earnings upside, but declining deposits/cash, sharply higher debt, and a premium valuation make execution proof essential before adding exposure.

IntegrationUpside
FundingRisk
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.0

Key Financial Insights:

  • Strong Profitability
  • Rising Leverage
  • Deposit Decline

AROW remains profitable with solid cash flow and dividends, but rising debt, falling deposits and cash, softer margins, and higher valuation multiples warrant caution.

Profitable
LeverageRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Momentum improving
  • Support holding
  • Resistance test

AROW has turned modestly bullish over the last month, holding above $38.8–$39.0 support with momentum improving, but a decisive break above $39.6–$40.2 is needed to confirm further upside.

AROW
TechnicalSetup
Support Level: $38.80–$39.00
Resistance Level: $39.60–$40.20

Strong rebound from the

Sentiment & News

0.0

Key News Insights:

  • Shares Rise
  • Mixed Ratings
  • Overvalued Signal

AROW's rise and dividend appeal are offset by overvaluation concerns and mostly neutral analyst sentiment.

DividendIncome
ValuationRisk

Near-term upside may be limited unless bullish analyst momentum strengthens