Associated Banc-Corp

Fundamentals8.0
Price Action6.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • High FCF margin
  • Modest valuation
  • Low asset turnover

AI
AI Summary

6.0

ASB's investment case has shifted from a yield-for-dividend story to a capital-light, M&A-driven growth strategy that can materially lift ROE and justify its cheap multiples—provided management executes seamless ANK integration and converts CRE runoffs into higher-yield, credit-sound C&I loans and low‑beta deposits, because rising deposit betas or integration missteps would quickly compress NIM and returns.

GrowthOpportunity
ExecutionRisk
BalanceSheet‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • High FCF margin
  • Modest valuation
  • Low asset turnover

ASB is a cash-generative, value-oriented bank with strong margins and conservative leverage but hampered by low asset turnover, high operating costs, and balance-sheet concentration.

Value
Concentration

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below moving average
  • Oversold momentum
  • Tight near-term support

Price is in a short-term downtrend: last month SMA ~$25.75 vs close $24.43 with last month RSI ~24 (oversold), immediate support $24.30–$24.50 and resistance near $25.15–$25.75—break below support would signal further downside while a reclaim above the moving average would indicate trend repair.

bearish
oversold
Support Level: $24.30–$24.50
Resistance Level: $25.15–$25.75 (larger resistance mid-$26s, $28.30)

Close below last month

Sentiment & News

7.0

Key News Insights:

  • Acquisition closed
  • Loan growth
  • NII resilience

Associated Banc‑Corp is executing a value-oriented expansion—closing the American National acquisition while driving loan and digital-led revenue and margin gains, earning a “Moderate Buy” consensus amid resilient NII and funding considerations.

growth
ASB

The deal and digital/loan growth should support revenue and margin expansion, though a higher loan‑to‑deposit ratio and funding mix warrant monitoring for near‑term pressure