Atlanticus Holdings Corporation

Fundamentals6.0
Price Action6.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • Strong margins
  • High leverage
  • Solid FCF

AI
AI Summary

6.0

ATLC should now be viewed as a scaled, high-earning credit platform rather than a cheap value name, because Mercury integration and core receivables growth are driving strong margins and cash flow, but the real investment test is whether management can keep credit losses, funding costs, and leverage under control as growth accelerates.

Growth
CreditRisk
Leverage‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • Strong margins
  • High leverage
  • Solid FCF

ATLC combines strong profitability and free cash flow with a moderate valuation, but its very high leverage remains the key risk despite some de-risking.

CashFlow
Leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Resistance overhead
  • Momentum faded

ATLC remains in a constructive uptrend over the last month, but after pulling back from $84.81 it needs to reclaim and hold above $80 to regain momentum, with $76–77 as near-term support.

uptrend
consolidation
Support Level: $76–77
Resistance Level: $84.81

Sharp pullback from $84.81 to $77.16 after failing to hold above $80

Sentiment & News

7.0

Key News Insights:

  • Earnings Beat
  • 52-Week High
  • Value Momentum

Atlanticus drew repeated Zacks strong-buy and value/momentum attention in late April–May 2026, and its earnings beat plus 52-week high suggest the stock's bullish trend may still have room to run.

Bullish
Momentum

The news is constructive for ATLC, reinforcing upside sentiment as strong fundamentals and technical momentum continue to support the stock