Axos Financial, Inc.

Fundamentals4.0
Price Action5.0
News Sentiment6.0
AI Rating
5.0

Key Drivers

  • High margins
  • Falling cashflow
  • Increased leverage

AI
AI Summary

5.0

Axos's shift to acquisitive, platform-driven growth materially raises execution and funding risk—evidenced by collapsing operating cash flow, rising subordinated debt, and NIM pressure—so reframe the investment case to hinge on near-term integration, liquidity, and margin stabilization rather than loan growth or book-value accretion alone. Actionable rule: avoid adding exposure until operating cash flow rebounds toward prior levels, NIM shows sequential improvement without deposit outflows, and Verdant/platform fee traction is visibly accretive (or trim positions and monitor subordinated note issuance and cash balances closely).

ExecutionPivot
LiquidityRisk
CashFlow‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

4.0

Key Financial Insights:

  • High margins
  • Falling cashflow
  • Increased leverage

AX combines robust margins and solid tangible book value with deteriorating cash generation, rising leverage and heavy investing outflows that elevate near‑term liquidity and earnings risk.

Profitability
Liquidity

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Downtrend confirmed
  • Below moving average
  • Elevated volatility

AX has fallen ~14.8% over the last month into a clear short-term downtrend, trading below the last-month moving average (~$87.80) with immediate resistance near the $90–$95 area and support at $81.78, while elevated intra-period swings signal higher short-term risk.

bearish
watch
Support Level: $81.78
Resistance Level: $87.80–$95.00

~14.8% decline from $97.32 to $82.93 over the last month indicating elevated short-term volatility

Sentiment & News

6.0

Key News Insights:

  • Fund reallocations
  • Options activity
  • Strong performance

Axos has seen notable 12‑month gains while funds both add and trim positions and unusual options activity points to potential near‑term volatility.

AX

Institutional repositioning and derivative signals likely support ongoing momentum but increase short‑term volatility risk