Axos Financial, Inc.

Fundamentals6.0
Price Action4.0
News Sentiment0.0
AI Rating
5.0

Key Drivers

  • High Margins
  • Rising Leverage
  • Weak Cash Flow

AI
AI Summary

5.0

Axos remains a high-ROE, fast-growing bank, but the investment case now hinges on whether it can convert loan and deposit growth into durable recurring earnings as FDIC accretion fades, margins normalize, and valuation support depends on execution rather than recent tailwinds.

MarginPressure
RecurringEarnings‍
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • High Margins
  • Rising Leverage
  • Weak Cash Flow

AX combines strong margins and reasonable valuation with improving book value, but rising debt and weak free cash flow make leverage the main risk.

profitability
leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower highs
  • Tightening range
  • Support holding

AX remains in a bearish last-month downtrend, with $87-$88 resistance and $82.8-$83.4 support, so a reclaim of resistance is needed to stabilize.

downtrend
rangebound
Support Level: $82.82-$83.44
Resistance Level: $86.98-$88.03

Sharp drop from $97.96 to $83.18 over the last month

Sentiment & News

0.0

Key News Insights:

  • Earnings miss
  • Acquisition growth
  • Stable credit

Axos posted strong acquisition-driven revenue and balance-sheet growth, but Q3 EPS missed consensus and valuation remains in focus.

Growth
Valuation

The news is modestly constructive for AX, but near-term upside may be capped until earnings execution and valuation concerns improve