Key Drivers
- Modest ROE/ROA
- Investment concentration
- Positive but volatile cash
AIAI Summary
BUSE has shifted from a loan‑growth regional bank into a dividend‑and‑income play driven by a large investment portfolio, so upside now depends on NII sustainability and portfolio mark‑to‑market/OCI dynamics rather than scalable lending—income investors may like the ~4% yield, but must closely monitor rate sensitivity, accumulated OCI losses and the high payout ratio that could force dividend cuts if earnings or capital deteriorate.
Price Chart
Financial Metrics
Deep Analysis
Research tool. Not personalized advice.
Fundamental Analysis
Key Financial Insights:
- •Modest ROE/ROA
- •Investment concentration
- •Positive but volatile cash
BUSE is modestly profitable with strong margins and a supported dividend but suffers very low asset productivity, concentrated investment/deposit risk, and mixed cash-flow moves while trading near book and a mid‑teens P/E.
Price Behavior
Key Price Behavior Insights:
- •Short-term downtrend
- •Defended mid-$24s
- •Resistance upper-$25s
Over the last month BUSE has moved into a short-term downtrend (price ~7% lower and below the last-month average) while finding support around the mid-$24s and facing resistance in the upper-$25s to mid-$26s, with a break above that band needed for bullish confirmation and a break below mid-$24s signaling further downside.
Modest single-digit trading-range volatility reduced tail-risk and limited rapid upside
Sentiment & News
Key News Insights:
- •Institutional sell-off
- •Short interest +28.8%
- •Increased days-to-cover
Institutional stake reduction and a ~29% jump in short interest point to growing bearish pressure on First Busey (BUSE).
These signals likely amplify downside pressure and short-term volatility for BUSE shares
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