Byline Bancorp, Inc.

Fundamentals5.0
Price Action5.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Stronger Margins
  • Weak Cash Flow
  • Rising Leverage

AI
AI Summary

6.0

BY has evolved from a cheap regional-bank story into an execution-sensitive growth investment: investors should hold or add only if recurring fee growth, SBA lending, and the Lithic partnership translate into sustained earnings without margin compression, credit losses, or sponsor-bank compliance issues, as its ~12x P/E and near-52-week-high price leave limited room for disappointment.

GrowthOpportunity
CreditRisk
Execution‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.0

Key Financial Insights:

  • •Stronger Margins
  • •Weak Cash Flow
  • •Rising Leverage

BY remains profitable with improving quarterly margins and rising liquidity, but weak cash generation, elevated leverage, and less attractive valuation warrant caution.

Profitability
Leverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Lower highs
  • •Four-day decline
  • •Support test

BY remains bearish over the last month, testing $37.50–$37.60 support; a break lower signals further weakness, while a move above $38.40–$38.45 would improve momentum.

Bearish
TechnicalSetup
Support Level: $37.50–$37.60
Resistance Level: $38.40–$38.45

Four consecutive declines into support

Sentiment & News

6.0

Key News Insights:

  • •BlackRock Stake
  • •New Institutional Buyers
  • •No Operating Update

Byline Bancorp attracted significant institutional interest, led by BlackRock's $132.2M stake and a smaller Legal & General investment.

InstitutionalBuying

The sizable BlackRock position is a positive ownership signal that may support investor confidence in Byline Bancorp