Credit Acceptance Corporation

Fundamentals7.0
Price Action7.0
News Sentiment0.0
AI Rating
6.0

Key Drivers

  • High Margins
  • Cash Conversion
  • Debt Load

AI
AI Summary

6.0

CACC should be viewed less as a pure high-ROE compounder and more as a leveraged credit-cycle/funding-spread play: the 2029 revolver extension and lower spread reduce near-term financing risk, but with defaults rising and the stock already up sharply, further upside now hinges on keeping loss performance contained rather than just beating earnings.

Funding‍
Profitability

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • High Margins
  • Cash Conversion
  • Debt Load

CACC posted excellent profitability and cash conversion, but the upside is constrained by very high leverage and a valuation that already reflects much of its operating strength.

Profitability
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher highs
  • Rising support
  • Overextended move

CACC has trended strongly higher over the last month, reaching a new period high and staying bullish as long as it holds near-term support around $628.86-$623.70, though the stock looks short-term stretched after a rapid run.

bullish
momentum
Support Level: $628.86-$623.70
Resistance Level: No clear overhead resistance

Rapid ~21% climb from the 2026-06-03 base suggests short-term pullback risk

Sentiment & News

0.0

Key News Insights:

  • Momentum gain
  • Better credit terms
  • CFO transition

CACC saw broadly positive June 2026 news flow, driven by strong share momentum, improved financing terms, and an upcoming CFO transition, though asset-quality and macro risks remain.

Bullish
Financing

The headlines are modestly supportive for CACC, improving sentiment and funding flexibility while leaving some fundamental risks in focus