Carter Bankshares, Inc.

Fundamentals8.0
Price Action7.0
News Sentiment4.5
AI Rating
7.0

Key Drivers

  • Margin expansion
  • Strong cashflow
  • Liquidity risk

AI
AI Summary

7.0

CARE is now a credible earnings-rerating story rather than just a cheap regional bank, but the investment hinges on whether Q1 2026's profit surge proves sustainable given zero cash and still-heavy liabilities, so investors should wait for confirmation that funding costs and credit remain stable before paying up.

Rerating
FundingRisk
Banking‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Margin expansion
  • Strong cashflow
  • Liquidity risk

CARE's latest quarter shows a sharp jump in profitability and cash generation with debt eliminated and valuation still low, but the very large liability load and zero cash balance keep liquidity and leverage risks elevated.

Profitability
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Resistance test
  • Profit-taking pullback

CARE is still bullish over the last month, with higher lows supporting the uptrend, but the pullback from $34.59 to $33.13 signals near-term consolidation risk.

bullish
consolidation
Support Level: $32.50-$32.68
Resistance Level: $34.59

New-high pullback from $34.59 to $33.13 suggests short-term profit-taking

Sentiment & News

4.5

Key News Insights:

  • Investor award
  • Health campaign
  • Bill relief

CARE-related headlines were mixed, combining investor recognition, public health outreach, customer bill relief, and a separate warning on financial stocks.

CARE
Mixed

The impact appears broadly neutral to mixed, with positive PR and support initiatives offset by cautionary market sentiment