Commerce Bancshares, Inc.

Fundamentals7.5
Price Action6.0
News Sentiment6.5
AI Rating
6.5

Key Drivers

  • Strong margins
  • High leverage
  • Solid cashflow

AI
AI Summary

6.5

CBSH is shifting from a stable regional bank to a quality franchise valued for its ability to expand fee-based earnings through the Nolan advisory deal, but with the stock already priced for stability, upside now hinges on proving that this diversification can drive real growth without adding execution or cost pressure.

GrowthOpportunity
ExecutionRisk
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.5

Key Financial Insights:

  • Strong margins
  • High leverage
  • Solid cashflow

CBSH delivers steady 33% margins, solid returns and cash generation, but its highly leveraged balance sheet and accumulated OCI losses temper the otherwise favorable bank outlook.

StableMargins
LeverageRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Support holding
  • Rebound intact
  • Resistance capped

CBSH has a slight upward bias over the last month, with buyers defending the $58.40-$58.70 support zone and a quick rebound toward $60, but it remains capped just below $60.33 resistance.

bullish
neutral
Support Level: $58.40-$58.70
Resistance Level: $60.33

Quick rebound from $58.65 on 2026-08-10 back to the $60 area by 2026-08-13/14

Sentiment & News

6.5

Key News Insights:

  • Earnings beat
  • Capital strength
  • Valuation concern

Commerce Bancshares delivered a better-than-expected Q2 with strong revenue, solid credit quality, and rising analyst optimism, though cost pressure and valuation concerns may temper near-term upside.

EarningsBeat
StrongMomentum

The news is modestly positive for CBSH, supporting the stock's quality and momentum case while suggesting upside may be more limited by its already rich valuation