Community Bank System, Inc.

Fundamentals6.0
Price Action5.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Strong profitability
  • Liquidity pressure
  • Capital quality

AI
AI Summary

6.0

CBU is a dividend-supported regional bank whose upside depends on converting 12% revenue growth and a resilient 3.5% margin into lower costs and consistent EPS beats; investors should wait for tangible efficiency-ratio improvement while monitoring funding pressure, credit quality, and its sizable AOCI-driven tangible-capital risk.

MarginResilience
ExecutionRisk

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • •Strong profitability
  • •Liquidity pressure
  • •Capital quality

CBU offers solid profitability and dividend support at a moderate valuation, but weakening liquidity, high leverage, and capital-quality risks warrant cautious monitoring.

BalanceSheetRisk

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Support held briefly
  • •Lower-price pattern
  • •Neutral momentum

CBU is mildly bearish-to-sideways over the last month; hold above $61.46–$62.00 support, but a move above $63.36 would improve momentum while a break below $61.46 raises downside risk.

CBU
TechnicalOutlook
Support Level: $61.46–$62.00
Resistance Level: $62.85–$63.36

Early-September rebound to $63.36 quickly reversed

Sentiment & News

6.0

Key News Insights:

  • •Moderate Buy
  • •BlackRock Stake
  • •BPAS Acquisition

CBU's moderate-buy consensus and BlackRock's 14.38% stake signal support, though mostly hold ratings temper near-term upside expectations.

CBU
InstitutionalSupport

Institutional ownership is supportive, but mixed analyst sentiment suggests measured upside potential