Coastal Financial Corporation

Fundamentals3.0
Price Action4.0
News Sentiment0.0
AI Rating
3.0

Key Drivers

  • Cash coverage
  • Margin compression
  • Rising leverage

AI
AI Summary

3.0

CCB should now be viewed less as a normal bank-growth play and more as a partner-concentration and legal-overhang situation, where positive revenue and cash flow are outweighed by a sudden earnings collapse that only becomes investable if the company proves the loss was isolated and profit normalizes.

Legal
ExecutionRisk
CashFlow‍

Price Chart

Loading chart...

Financial Metrics

-
Revenue (TTM)
-
Net Income (TTM)
-
EPS (Q)
-
MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

3.0

Key Financial Insights:

  • Cash coverage
  • Margin compression
  • Rising leverage

CCB's revenue stayed broadly stable and liquidity remained strong, but profitability swung deeply negative and leverage worsened, signaling a weaker near-term earnings profile.

liquidity
profitability

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Downtrend intact
  • Gap-down breakdown
  • Low-50s cap

CCB remains in a downtrend over the last month after a sharp gap-down and oversold rebound, with recovery now capped in the low-$50s and only improving if it can hold above $50 and eventually reclaim $70.

CCB
Oversold
Support Level: $40-$44
Resistance Level: $50.6-$52.5

Sharp gap-down from $70.66 on 2026-07-29 to $39.91 on 2026-07-30 signaled an event-driven breakdown

Sentiment & News

0.0

Key News Insights:

  • Q2 Loss
  • Legal Probes
  • Valuation Debate

Coastal Financial's recent headlines were dominated by securities-law investigations after a $42.1 million Q2 loss tied to a $68.8 million credit expense, as the stock fell sharply despite some analysts calling it oversold/undervalued.

investigation
stockdrop

The investigations and credit-hit loss likely keep CCB under pressure in the near term, even though some market commentary suggests the selloff may have overshot fundamentals