Cullen/Frost Bankers, Inc.

Fundamentals7.0
Price Action4.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Stable margins
  • Strong liquidity
  • High leverage

AI
AI Summary

6.0

CFR now looks more like a quality compounder than a cheap regional bank, but at ~14x earnings and ~2x book with a weak post-earnings chart, the stock likely needs clear proof of sustained net-interest/fee income growth and tight expense control before it can re-rate, making spread compression the key near-term risk.

QualityCompounder
MarginPressure
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Stable margins
  • Strong liquidity
  • High leverage

CFR remains consistently profitable with ~30% margins and strong liquidity, but very high leverage and weak asset efficiency are the main risks.

Profitability
Leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower highs
  • Weak momentum
  • Nearby support

CFR is technically weak over the last month, down about 6% in a clear short-term downtrend, with support at $134.65-$135.25 and a recovery only improving if it reclaims $138.56-$140.74.

downtrend
bearish
Support Level: $134.65-$135.25
Resistance Level: $138.56-$140.74

Peaked at $144.93 after 2026-04-30, then steadily lost ground and failed to hold key support zones

Sentiment & News

6.0

Key News Insights:

  • Earnings beat
  • Dividend hike
  • Premium valuation

CFR posted a strong Q1 beat and raised its dividend, but the stock's premium valuation and payout sustainability remain key investor concerns.

dividend
valuation

The news is constructive for fundamentals and income investors, but upside may stay limited unless CFR can justify its valuation with continued earnings growth