City Holding Company

Fundamentals7.0
Price Action6.0
News Sentiment4.0
AI Rating
6.0

Key Drivers

  • High margins
  • Strong FCF
  • Concentrated investments

AI
AI Summary

6.0

CHCO is no longer a pure yield/valuation play but a cash‑flow–rich, capital‑return story whose investment merit now hinges on sustained high investment yields and stable deposits—buy only if macro rates stay supportive and the stock breaks and holds above ~125; otherwise treat as a watch/trim due to concentrated investment/deposit exposure. Monitor 1) quarterly investment income/NIMs, 2) deposit trends and outflows, and 3) insider/institutional selling as actionable triggers to add or reduce exposure.

CashFlow
RateRisk
Watchlist‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • High margins
  • Strong FCF
  • Concentrated investments

CHICO combines very high margins and strong free cash flow with a modest dividend, but has concentrated investment balances and very low asset turnover that increase balance-sheet risk.

HighMargins
BalanceRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below last-month MA
  • Immediate support intact
  • Resistance at 123–125

CHCO has dropped below its last-month moving average (~$119.6), trading near support at $116.6–$117.0 with resistance at $123–$125, indicating short-term bearish momentum despite a modest pullback from February highs.

bearish
watch
Support Level: $116.60–$117.00
Resistance Level: $123.00–$125.00

Slipped below last-month

Sentiment & News

4.0

Key News Insights:

  • Consensus Hold
  • CEO selling
  • Institutional trimming

Analysts maintain a consensus "Hold" while both the CEO and an institutional investor modestly trimmed positions in Feb–Mar 2026, signaling neutral sentiment with slight selling pressure.

Neutral
InsiderSell

Neutral analyst ratings and modest insider/institutional sales suggest limited near-term upside, keeping CHCO likely range-bound absent new catalysts