Bancolombia S.A.

Fundamentals6.0
Price Action7.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • High profitability
  • Heavy leverage
  • Negative free cashflow

AI
AI Summary

6.0

Treat "CIB" as two separate investments—Canada CIB is moving toward self‑financing with rising interest income and $28.5bn of appropriations (lower capital risk), while Egyptian CIB offers high reported ROE/dividends but faces negative FCF, excessive leverage and an 18–24‑month provisioning review that could materially reverse earnings, so allocate and size positions separately and require clear evidence of sustained NIM and ROIC before adding exposure.

CashGenerative
ProvisioningRisk
DualThesis‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • High profitability
  • Heavy leverage
  • Negative free cashflow

CIB posts strong margins, high yield and low multiples but faces heavy leverage, materially negative free cash flow and weak asset turnover that threaten financial flexibility.

Income
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Downward channel
  • Support tested
  • Resistance cluster

CIB is in a clear downtrend over the last month, falling about 13% from ~$79.56 to ~$68.99 with a downward channel of lower highs/lows, support around $65–$66, and key resistance at $70–$71 (near-term) and $77–$80 (structural).

bearish
watchlist
Support Level: $65–$66
Resistance Level: $70–$71 (structural $77–$80)

~13% drop from $79.56 to $68.99 over last month with intraday lows near $65.11–$65.25

Sentiment & News

6.0

Key News Insights:

  • Reporting reorganization
  • Analyst pessimism
  • Dividend interest

CIB's internal reporting was reorganized and restated without changing published 2025 results, while analyst sentiment is broadly negative even as dividend-focused outlets note income appeal.

Reduce
Restatement

The restatement clarifies internal alignment and preserves reported results, but continued analyst downgrades may pressure the stock despite some investor interest in its dividend