Central Pacific Financial Corp.

Fundamentals8.0
Price Action6.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Strong margins
  • Low asset turnover
  • Balance-sheet concentration

AI
AI Summary

6.0

CPF has shifted from a growth-focused regional lender to a cash-generative capital distributor whose upside now hinges on sustaining NIM expansion through redeploying investment runoff into higher-yield loans while executing disciplined buybacks/dividends. Monitor deposit stability, SNC/concentration exposure, and management's buyback cadence—if deposits stabilize and redeployment proves credit-safe, EPS upside is credible; if outflows persist or credit stress emerges, aggressive capital returns will accelerate downside.

CapitalReturn
DepositConcentration
NIMs‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong margins
  • Low asset turnover
  • Balance-sheet concentration

CPF combines strong margins, solid FCF and undemanding multiples with worrying low asset turnover and concentrated deposits/investments that elevate balance-sheet and funding risk.

Undervalued
ConcentrationRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below last-month SMA
  • Immediate low-30 support
  • Resistance at 32–34

CPF is in a modest short-term downtrend—down ~9–10% over the last month and trading below the last-month SMA, with resistance ~ $32.2–$34.0 and immediate support near $30.4–$30.51; a decisive break below ~$30.4 raises downside risk while reclaiming $32.2 and the SMA would lessen selling pressure.

bearish
Support Level: $30.4–$30.51
Resistance Level: $32.2–$34.0

Zero-value on 2026-03-16 appears to be a data omission and was excluded

Sentiment & News

6.0

Key News Insights:

  • Institutional accumulation
  • 200-day breakout
  • Volume uptick

CPF shows institutional buying and a technical breakout after American Century increased its stake and the stock climbed above the 200-day MA.

InstitutionalBuy
TechnicalBreakout

The institutional buy plus the move above the 200-day MA suggests near-term upside potential, though follow-through volume will be key to confirm a sustainable trend