Donegal Group Inc.

Fundamentals7.0
Price Action4.0
News Sentiment5.0
AI Rating
5.0

Key Drivers

  • Profitability Resilient
  • Strong Cash Flow
  • Heavy Liability Load

AI
AI Summary

5.0

DGICA is best viewed as a cheap, dividend-supported insurer where insider buying and an ~8x earnings valuation offer downside support, but the investment case only improves if underwriting margins stabilize and the stock breaks above the 17.20–17.79 resistance zone, since Q1 margin compression and fading pricing power are the main threats to a re-rating.

Value
MarginCompression
Insurer‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Profitability Resilient
  • Strong Cash Flow
  • Heavy Liability Load

DGICA remains attractively valued with solid annual profitability and strong cash flow, but softer recent margins, heavy liabilities, and modest asset efficiency temper the outlook.

Undervalued
CashFlow

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Mid-16s support
  • Upper-17s resistance
  • Sideways recovery

DGICA has drifted slightly lower over the last month but remains in a sideways range, with buyers defending the mid-$16s and resistance still holding in the upper-$17s.

neutral
negative
Support Level: $16.32
Resistance Level: $17.20-$17.79

Fell from $17.79 to $16.53, then recovered back above $17.00

Sentiment & News

5.0

Key News Insights:

  • Q1 Results
  • Earnings Call
  • Dividend Focus

DGICA's latest headlines were dominated by its Q1 2026 earnings release, earnings-call commentary, and dividend-related attention, with no other major corporate developments noted.

Earnings
Dividend

The news flow appears routine and should have a limited impact on the instrument beyond reinforcing near-term investor attention on earnings and income