Key Drivers
- High margins
- Low asset turnover
- Strong FCF
AIAI Summary
First BanCorp should be viewed as a capital-rich, value/income story—upside is tied to disciplined buybacks/dividends and tangible‑BV tailwinds, while the primary downside trigger is persistent deposit outflows and reinvestment risk in low‑yield securities that could compress NIM and threaten the share‑repurchase runway.
Price Chart
Financial Metrics
Deep Analysis
Research tool. Not personalized advice.
Fundamental Analysis
Key Financial Insights:
- •High margins
- •Low asset turnover
- •Strong FCF
FBP posts very high margins, strong FCF and light leverage with an attractive headline valuation, but its extremely low asset turnover, massive capital/deposit base and a large associate loss pose material risks.
Price Behavior
Key Price Behavior Insights:
- •Slightly below SMA
- •RSI near oversold
- •Narrow range hold
Price is mildly bearish — trading a few percent below its last-month SMA with RSI ~32 near oversold, holding a narrow range after mid‑March tests of $20.20–$20.60 support but failing to reclaim $22.10–$22.50 resistance.
Support tested on 2026-03-11 and re-tested through mid‑March, signalling range-bound action
Sentiment & News
Key News Insights:
- •Stable analyst sentiment
- •Institutional rebalancing
- •Q1 earnings catalyst
Analysts maintain a "Moderate Buy" on First BanCorp amid mixed institutional rebalancing, with Q1 results and an April 22 earnings call as the next near-term catalyst.
Steady analyst support reduces immediate downside risk, but the April 22 report will likely drive near-term share volatility depending on results
Similar Companies in Financial Services
Other companies in the same sector with AI ratings