First BanCorp.

Fundamentals7.8
Price Action7.0
News Sentiment6.8
AI Rating
7.1

Key Drivers

  • Strong Margins
  • Solid Cash Flow
  • Asset Efficiency

AI
AI Summary

7.1

FBP has evolved into a quality-and-momentum banking story with solid earnings, loan growth, and dividend coverage, but after the recent run-up investors should treat it as a hold/watchlist name because the tighter valuation and Epstein-related legal/governance overhang now create the main downside risk if execution merely normalizes.

Earnings
Legal
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.8

Key Financial Insights:

  • Strong Margins
  • Solid Cash Flow
  • Asset Efficiency

FBP remains highly profitable and cash-generative with strong margins, ample liquidity, and modest direct debt, but returns are limited by a very large asset base and the stock now trades at a richer valuation.

profitable
valuation

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Range resistance
  • Quick recovery

Over the last month, FBP has posted a steady higher-high/higher-low advance to $29.70, but it now needs a clean breakout above resistance to extend while $28.70–$29.00 stays key support.

bullish
breakout
Support Level: $28.70–$29.00
Resistance Level: $29.70

Brief dip into the high-$28s on 2026-08-07 quickly recovered

Sentiment & News

6.8

Key News Insights:

  • Earnings beat
  • Dividend support
  • Governance probe

FBP posted a strong Q2 earnings beat and hit a 52-week high, but ongoing governance investigations could temper investor enthusiasm.

earnings
governance

The news is bullish for near-term sentiment and income appeal, though legal scrutiny may cap upside