Fair Isaac Corporation

Fundamentals7.0
Price Action4.0
News Sentiment5.0
AI Rating
6.0

Key Drivers

  • High Margins
  • Strong Cash Flow
  • Elevated Leverage

AI
AI Summary

6.0

FICO remains a high-quality cash generator, but it should now be viewed as a mortgage-pricing-power risk case: investors should wait for evidence that FHFA reforms will not materially reduce score volumes or pricing before treating the selloff as a buying opportunity, while monitoring Score 10T adoption and platform ARR as the key diversification offsets.

PlatformGrowth
RegulatoryRisk
Watchlist‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • •High Margins
  • •Strong Cash Flow
  • •Elevated Leverage

FICO's exceptional margins and cash generation are offset by heavy leverage, deeply negative equity, and still-demanding valuation, warranting caution despite improved liquidity.

CashFlow
Leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Sharp breakdown
  • •Support holding
  • •Weak momentum

FICO fell 17.4% over the last month, with support near $932–$933 but weak momentum unless it reclaims $1,000–$1,060.

FICO
TechnicalAnalysis
Support Level: $932–$933
Resistance Level: $1,000–$1,002; stronger at $1,050–$1,060

Sharp drop from $1,118.93 to $932.26 on 2026-09-04

Sentiment & News

5.0

Key News Insights:

  • •VantageScore Pressure
  • •FHA Score Launch
  • •Mixed Fund Flows

FICO faces near-term regulatory pressure and share volatility, but Score 10T's FHA rollout and institutional interest support longer-term mortgage-market growth.

FICO
MortgageRegulation

Regulatory competition may weigh on FICO shares near term, while expanded FHA adoption could underpin future growth