FirstSun Capital Bancorp

Fundamentals6.0
Price Action6.5
News Sentiment6.5
AI Rating
6.5

Key Drivers

  • Margin Compression
  • Cash Outflow
  • Higher Multiples

AI
AI Summary

6.5

FSUN should now be viewed less as a cheap regional-bank recovery and more as a post-merger balance-sheet repositioning play, where 4.25% NIM, 16.2% loan growth, and the Brookfield-linked CRE sale support upside, but negative free cash flow and a richer valuation mean the next leg depends on clean execution rather than multiple expansion alone.

Turnaround
ExecutionRisk
Banking‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • Margin Compression
  • Cash Outflow
  • Higher Multiples

FSUN remains profitable and liquid, but recent margin compression, negative quarterly cash flow, and a richer valuation suggest the margin of safety has narrowed.

FSUN
Valuation

Price Behavior

6.5
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher Lows
  • Near-term Support
  • Resistance Test

Over the last month, FSUN has trended higher with a series of higher lows and a move into the high-$38s, but it is now short-term extended and needs a clean break above $40 to confirm more upside.

bullish
watchlist
Support Level: $38.30-$38.80
Resistance Level: $39.80-$40.00

Sharp rebound from $34.31 to $38.98, followed by a late pullback from $39.85, signals short-term profit-taking

Sentiment & News

6.5

Key News Insights:

  • Multifamily disposals
  • CRE exposure reduction
  • Portfolio reshaping

FirstSun Capital Bancorp's Sunflower Bank sold about $890 million of multifamily commercial real estate loans to Brookfield-affiliated entities, underscoring ongoing balance-sheet reshaping and reduced CRE exposure.

LoanSale
BalanceSheet

The transaction is likely modestly positive to neutral for FirstSun as it frees capital and trims risk, but it also lowers interest-earning assets