FirstSun Capital Bancorp

Fundamentals7.0
Price Action6.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Cheap multiples
  • Strong FCF
  • Low asset efficiency

AI
AI Summary

6.0

FSUN's investment case has shifted from a cheap balance-sheet value play to an execution-dependent merger bet—near-term upside now requires clear, timely realization of cost synergies, accretion to EPS/TBVPS, and stable deposit retention post First Foundation deal. Monitor realized EPS/TBV changes, legal/consideration dilution outcomes, and NIM improvements from redeploying excess liquidity as the single most actionable barometer of whether value is preserved or destroyed.

Accretion
MergerRisk
Liquidity‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Cheap multiples
  • Strong FCF
  • Low asset efficiency

FSUN appears deeply undervalued with strong free cash flow and ample cash buffers but suffers from very low asset turnover and heavy deposit/investment concentration that raise asset-quality and funding stability concerns.

Undervalued
DepositRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below last month SMA
  • Near short-term support
  • Failed to clear resistance

FSUN is trading below its last month SMA (~$36.54) and sitting near short-term support (~$34.75), suggesting mild oversold conditions with downside risk if $34.75 breaks and resistance around $38.4–$39.5 could cap any rebound. #near-term-risk‌ #mean-reversion‍

Support Level: $34.75–$34.84
Resistance Level: $38.40–$39.50

Quick recovery attempt on 2026-03-19–20 after the 2026-03-18 low shows buying interest at the lower bound

Sentiment & News

6.0

Key News Insights:

  • Merger approvals
  • Value-screened
  • Comparative metrics

OCC and Fed approvals have cleared the path for FirstSun's merger with First Foundation while repeated value-screen inclusions and comparative metrics point to renewed investor interest and potential undervaluation.

merger
value

The cleared regulatory hurdles materially de‑risk the merger and, combined with value-focused attention, could drive re-rating and renewed investor demand for FSUN