Horizon Bancorp, Inc.

Fundamentals7.0
Price Action6.0
News Sentiment5.0
AI Rating
6.0

Key Drivers

  • Earnings rebound
  • Strong cash flow
  • High leverage

AI
AI Summary

6.0

HBNC has shifted from a cleanup story to a prove-it recovery play, with restored profitability, improving margins, positive cash flow, and an 11% CET1 ratio supporting a potential rerating if the next few quarters confirm earnings durability, but the stock should be treated cautiously until it holds above the 19.20 support and avoids renewed credit/funding pressure.

Turnaround
ExecutionRisk
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Earnings rebound
  • Strong cash flow
  • High leverage

HBNC's quarter showed a clear earnings and cash-flow rebound versus 2025, but leverage, intangible-heavy capital, and balance-sheet dependence keep the investment case only moderately attractive.

recovery
leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher trend
  • Breakout test
  • Support holding

HBNC has trended higher over the last month and remains constructive above $19.20, but its two-day pullback after briefly breaking above $20.00 shows the breakout still needs confirmation.

uptrend
resistance
Support Level: $19.20-$19.30
Resistance Level: $20.00

Two-session pullback after a brief push to $20.32 signals a possible failed breakout

Sentiment & News

5.0

Key News Insights:

  • Momentum interest
  • Q2 call scheduled
  • Stock watchlist

HBNC is drawing momentum-focused attention while also setting up its July 23 conference call for Q2 results, keeping the stock on both trader and earnings watchlists.

HBNC
earnings

This news is mildly supportive as it may keep HBNC in focus ahead of earnings, but the near-term impact depends on the upcoming results and guidance