Horizon Bancorp, Inc.

Fundamentals6.5
Price Action6.0
News Sentiment0.0
AI Rating
6.2

Key Drivers

  • Cash rebound
  • High leverage
  • Volatile earnings

AI
AI Summary

6.2

HBNC now looks like a “repair-and-prove-it” bank: core trends are improving with better net interest income, credit quality, and commercial lending, but the earnings miss and legal charge mean investors should wait for several clean quarters of repeatable beats before expecting a rerating.

Turnaround‍
ExecutionRisk
EarningsRecovery

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.5

Key Financial Insights:

  • Cash rebound
  • High leverage
  • Volatile earnings

HBNC's latest quarter shows a strong rebound in earnings and cash flow, but the investment case remains tempered by heavy leverage and a highly volatile full-year profit record.

rebound
leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Choppy Uptrend
  • Range Resistance
  • Support Holding

HBNC has drifted higher over the last month in a choppy, mildly bullish uptrend, with support at $20.05-$20.25 and resistance near $20.77-$20.80, so a close above $20.80 would strengthen the setup while losing $20.05 would weaken it.

HBNC
Bullish
Support Level: $20.05-$20.25
Resistance Level: $20.77-$20.80

Choppy rise with repeated stalls near $20.80 and a brief pullback before stabilizing

Sentiment & News

0.0

Key News Insights:

  • Margin strength
  • Legal accrual
  • Stake reduction

HBNC's Q2 2026 results showed solid underlying momentum in margin, fees, lending and credit quality, but earnings missed estimates after a one-time legal accrual and a large reduction in Empowered Funds' stake added a cautious tone.

HBNC
Earnings

The update is likely slightly negative for HBNC, as strong core operations were offset by an earnings miss, one-time legal costs, and softer institutional ownership sentiment