HBT Financial, Inc.

Fundamentals8.0
Price Action7.0
News Sentiment7.0
AI Rating
8.0

Key Drivers

  • Strong ROE
  • Dividend Covered
  • Higher Valuation

AI
AI Summary

8.0

HBT has shifted from a steady regional bank to an acquisition-driven earnings story with strong margin expansion, higher capital returns, and upside from CNB/Tri-County scale, but the stock now depends on flawless integration and expense control as valuation has already rerated.

MarginExpansion
ExecutionRisk
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong ROE
  • Dividend Covered
  • Higher Valuation

HBT is a profitable, cash-generative bank with manageable direct debt and dividend support, but its rising valuation and typical bank-style leverage warrant caution.

Profitability
ValuationRisk

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher highs
  • Breakout hold
  • Near-term stretch

HBT remains in a strong uptrend over the last month, but after a sharp run from the low-30s it looks stretched near $37.20, so holding $35.50-$35.90 is key for continuation.

uptrend
momentum
Support Level: $35.50-$35.90
Resistance Level: $37.20

Sharp rise from the low-30s to a fresh high around $37.22 suggests short-term overextension

Sentiment & News

7.0

Key News Insights:

  • Earnings Beat
  • Strong Asset Quality
  • 1-Year High

HBT Financial delivered a strong Q2 2026 beat with higher earnings, solid asset quality, and a new 1-year high in the stock, reinforcing its appeal as both a momentum and dividend name.

EarningsBeat
MomentumStock

The results likely support near-term upside and keep HBT attractive to investors looking for quality income with improving momentum