Heritage Insurance Holdings, Inc.

Fundamentals8.0
Price Action4.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • High margins
  • Cheap valuation
  • Liability burden

AI
AI Summary

6.0

HRTG now looks less like a balance-sheet repair play and more like a profitable, capital-generative insurer, but the key takeaway is that the stock remains a prove-it story until strong ROAE and buybacks can hold up through normal catastrophe losses without losing low-20s support.

Profitability
CatastropheRisk
Buybacks

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • High margins
  • Cheap valuation
  • Liability burden

HRTG appears financially strong and cheaply valued, with high margins, solid cash generation, and ample liquidity, though heavy non-debt liabilities and softer recent-quarter momentum warrant caution.

profitable
undervalued

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Downtrend
  • $22 Support
  • Resistance Flip

HRTG remains in a sharp downtrend after the May 7 breakdown, with $22.00 acting as near-term support and $28.00-$30.33 now likely serving as resistance unless price recovers back above it.

bearish
oversold
Support Level: $22.00 to $23.50
Resistance Level: $28.00 to $30.33

Abrupt drop from the high-$20s to the low-$20s on

Sentiment & News

6.0

Key News Insights:

  • EPS Miss
  • Record Profitability
  • Underwriting Gains

Heritage Insurance posted stronger-than-last-year Q1 earnings and touted record first-quarter profitability, but the $1.19 EPS result missed estimates, keeping focus on underwriting quality and execution.

earnings
profitability

The stock may remain under scrutiny as investors balance the earnings miss against improving underwriting performance and disciplined expense management