Intercorp Financial Services Inc.

Fundamentals8.0
Price Action4.0
News Sentiment8.0
AI Rating
7.0

Key Drivers

  • Strong Margins
  • High Leverage
  • Solid Cash Flow

AI
AI Summary

7.0

IFS should now be viewed as a growing franchise with real earnings momentum rather than a simple cheap cyclical, but the investment case depends on proving that heavy tech reinvestment and strong insurance/AUM growth can translate into durable cash flow before leverage and Peru macro risk erode the upside.

Momentum
Leverage
Execution‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong Margins
  • High Leverage
  • Solid Cash Flow

IFS delivered strong earnings, margins, and cash flow at a moderate valuation, but high leverage and weak asset returns remain the key risk.

Profitability
Leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower highs
  • Mid-44 defense
  • Rebound capped

IFS has trended lower over the last month and is still range-bound with a slight bearish bias unless it reclaims $45.80 and then $47.00.

rangebound
bearish
Support Level: $44.00-$44.50
Resistance Level: $45.40-$45.80

Sharp drop to $44.00 was followed by a brief recovery from the mid-$44 area

Sentiment & News

8.0

Key News Insights:

  • Record Profit
  • Margin Stability
  • Digital Growth

IFS delivered a strong Q1 update with record profit, 19.4% ROE, stable margins and lower credit costs, while digital and fee-based businesses continued to grow.

EarningsBeat
PositiveMomentum

The results should support sentiment and reinforce confidence in IFS's earnings trajectory and valuation