Jack Henry & Associates, Inc.

Fundamentals8.4
Price Action6.8
News Sentiment7.4
AI Rating
7.5

Key Drivers

  • Margin Strength
  • Cash Flow
  • Balance Sheet

AI
AI Summary

7.5

JKHY now looks less like a simple steady compounder and more like a platform story with multiple monetization levers—core conversion wins, digital banking, payments, and AI/security—but with the stock already pricing in quality, the key test is whether these drivers can offset the expected Q4 slowdown and cloud/mix-driven margin pressure.

PlatformShift
MarginPressure
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.4

Key Financial Insights:

  • Margin Strength
  • Cash Flow
  • Balance Sheet

JKHY remains a high-quality, cash-generative business with strong margins and liquidity, but its premium valuation, lower cash cushion, and intangibles-heavy balance sheet temper the appeal.

Quality
Valuation

Price Behavior

6.8
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher low trend
  • Break above 140
  • Short-term stretched

JKHY has rebounded strongly over the last month with a clear series of higher lows and higher closes, but after a sharp swing lower it now faces near-term resistance around $146.87 and could pause or pull back before extending higher.

bullish
momentum
Support Level: $123-126
Resistance Level: $146.87

Sharp drop from above $140 in early

Sentiment & News

7.4

Key News Insights:

  • Conference visibility
  • New customer wins
  • AI security expansion

Jack Henry is drawing positive attention from investor conferences, favorable growth/value rankings, new bank wins, and expanded AI-security partnerships, signaling strengthening business momentum.

Momentum
Fintech

The headlines point to improving business traction and should support investor confidence in JKHY's growth and modernization story