Lakeland Financial Corporation

Fundamentals7.0
Price Action5.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • Strong margins
  • High leverage
  • Stable liquidity

AI
AI Summary

6.0

LKFN remains a solid, profitable operator, but after a record quarter the stock now looks fairly valued at ~2x tangible book and 13–14x earnings, so the key question is whether loan growth and revenue momentum can improve enough to justify further upside rather than just support the dividend.

Valuation‍
RevenueRisk
Dividend‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong margins
  • High leverage
  • Stable liquidity

LKFN shows strong profitability, efficient operations, and healthy liquidity, but elevated leverage, ongoing payout pressure, and a not-cheap valuation temper the investment case.

profitability
leverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Sideways Range
  • Overhead Rejection
  • Support Holding

Over the last month, LKFN moved mostly sideways, holding low-$61 support but repeatedly stalling at $62.9-$63.7, so the near-term setup remains neutral to slightly weak.

neutral
negative
Support Level: low-$61 area
Resistance Level: $62.9-$63.7

Brief rebound after the

Sentiment & News

7.0

Key News Insights:

  • Record Q2
  • Dividend Strength
  • Premium Valuation

LKFN posted record Q2 results with better-than-expected earnings, solid loan growth, and steady dividend appeal, while its premium valuation is drawing more scrutiny.

StrongResults
ValuationWatch

The news supports a positive operating outlook for LKFN, but further upside may depend on execution because the shares already price in much of the strength