Live Oak Bancshares, Inc.

Fundamentals7.0
Price Action4.5
News Sentiment0.0
AI Rating
6.4

Key Drivers

  • Strong Liquidity
  • Heavy Leverage
  • Solid Cash Flow

AI
AI Summary

6.4

LOB is now more of a “can it keep compounding?” story than a turnaround, with strong loan/deposit growth, stable credit and positive cash flow supporting the franchise, but investors should only pay up if management can sustain execution because moderate ROE and rate/funding sensitivity could quickly compress the multiple.

Compounding
ExecutionRisk
RateSensitive‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong Liquidity
  • Heavy Leverage
  • Solid Cash Flow

LOB shows stable margins, strong liquidity, and solid cash flow, but elevated leverage and only mid-range returns temper the outlook.

StableCashFlow
HighLeverage

Price Behavior

4.5
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Failed rally
  • Lower closes
  • Tight range

LOB was in a short-term downtrend over the last month, with a failed late-April rally, lower closes into 2026-05-15, and key support near $35.50 while resistance sits around $36.50-$37.00 and $37.80-$38.80.

downtrend
neutral
Support Level: $35.50
Resistance Level: $36.50-$37.00

Price spiked to $38.78 on 2026-04-28, then reversed into a steady pullback

Sentiment & News

0.0

Key News Insights:

  • EPS Beat
  • YoY Jump
  • Call Details

Live Oak Bancshares beat Q1 estimates with $0.60 EPS versus $0.54 expected, delivering a sharp year-over-year earnings improvement that should support sentiment ahead of the earnings-call detail.

earningsbeat
growth

The strong quarter likely supports a positive near-term outlook for LOB, as investors may see the earnings beat and profit rebound as signs of improving momentum