Live Oak Bancshares, Inc.

Fundamentals7.5
Price Action7.0
News Sentiment5.5
AI Rating
6.4

Key Drivers

  • Profitability Stability
  • Balance Sheet Leverage
  • Unrealized Loss Pressure

AI
AI Summary

6.4

LOB looks more like a steady, quality regional bank than a deep-value rerating opportunity, with improving margins, ROE, liquidity, and book value supporting the thesis, but persistent funding-cost pressure, widening unrealized losses, and insider selling limiting upside unless it can decisively clear the 41.40–41.79 resistance zone while holding 39.03 support.

Quality
FundingRisk
Neutral‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.5

Key Financial Insights:

  • Profitability Stability
  • Balance Sheet Leverage
  • Unrealized Loss Pressure

LOB shows stable profitability and reasonable valuation, but its highly leveraged bank balance sheet and rising unrealized losses keep the risk profile elevated.

StableEarnings
HighLeverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher-lows trend
  • Breakout support
  • Near-term stall

LOB remains in a constructive last-month uptrend with higher highs and higher lows, breaking above $39.00–$39.03 but now stalling below $41.40–$41.79, so the setup is positive yet stretched.

uptrend
consolidation
Support Level: $40.30–$40.84
Resistance Level: $41.40–$41.79

Fast rally from early

Sentiment & News

5.5

Key News Insights:

  • Insider Selling
  • Accounting Leadership
  • Strong Share Run

LOB saw continued insider selling by executives and a new Chief Accounting Officer appointment, signaling steady governance activity amid strong recent share performance.

insideractivity
accountinghire

The news is likely neutral overall, with insider sales creating modest caution while the accounting hire supports operational continuity and reporting oversight