Merchants Bancorp

Fundamentals5.0
Price Action6.0
News Sentiment4.0
AI Rating
5.0

Key Drivers

  • Earnings strength
  • Cash flow weakness
  • High leverage

AI
AI Summary

5.0

MBIN is no longer just a cheap regional bank; its sub-book valuation now reflects doubts about whether reported profits can be sustained amid negative cash conversion, rising leverage, and ongoing funding/disclosure scrutiny, so the key takeaway is to wait for clear proof of earnings quality and stable liquidity before expecting a rerating.

FundingRisk
DisclosureRisk
BookValue‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.0

Key Financial Insights:

  • Earnings strength
  • Cash flow weakness
  • High leverage

MBIN remains profitable and trades below book value, but high leverage, negative cash flow, and weak cash conversion keep the investment case mixed despite steady deposits and modest book growth.

profitable
leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • $50 ceiling
  • Support defense

MBIN has climbed over the last month with higher lows and repeated holds near $49.0-$49.5, but $50.00 is now capping gains and a brief pause or pullback looks likely.

uptrend
resistance
Support Level: $49.0 to $49.5
Resistance Level: $50.00

Repeated retests of $50.00 suggest near-term consolidation risk

Sentiment & News

4.0

Key News Insights:

  • Repeated investigations
  • Ongoing legal review
  • No positive catalyst

MBIN is facing repeated Pomerantz LLP investor-alert investigations in late May–early June 2026, signaling ongoing legal scrutiny with no offsetting positive business news. ക ക

LegalScrutiny
InvestorAlert

This cluster of legal notices may weigh on sentiment and keep MBIN under pressure until clearer updates emerge