MFA Financial, Inc.

Fundamentals5.0
Price Action5.0
News Sentiment5.0
AI Rating
4.0

Key Drivers

  • Book-value discount
  • High leverage
  • Dividend strain

AI
AI Summary

4.0

MFA is best viewed not as a simple high-yield income play but as a leveraged bet that its steep discount to book can outlast ongoing book-value erosion, with the main takeaway being that the 29-year dividend record and 0.55x book valuation are only compelling if distributable earnings soon cover the $0.36 payout and delinquencies stabilize.

DividendRisk
BookValue
HighYield‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.0

Key Financial Insights:

  • Book-value discount
  • High leverage
  • Dividend strain

MFA looks modestly undervalued at about 0.55x book with stable book value and positive cash flow, but high leverage, weak first-quarter earnings, and payout coverage above 1x make the dividend and balance sheet the main risks.

undervalued
leverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • 9.25 support
  • Momentum fading

MFA remains mildly constructive, up about 7.5% over the last month, but fading momentum after the $9.69 peak means it needs to stay above $9.25 and reclaim $9.70 to strengthen the setup.

uptrend
watch
Support Level: $9.25-$9.28
Resistance Level: $9.69-$9.80

The stock pulled back from $9.69 on 2026-06-30 to $9.48 on 2026-07-02, signaling softer momentum

Sentiment & News

5.0

Key News Insights:

  • Dividend payout
  • Preferred yield
  • Credit pressure

MFA is drawing income investors with a high common dividend and ~10.37% preferred yield, but rising multifamily credit losses and retained-earnings pressure keep risk elevated.

HighYield
CreditRisk

MFA may remain appealing for yield-focused investors, but further credit weakness could weigh on both common and preferred shares