MidCap Financial Investment Corporation

Fundamentals3.0
Price Action4.0
News Sentiment4.0
AI Rating
4.0

Key Drivers

  • Book discount
  • Earnings deterioration
  • Coverage risk

AI
AI Summary

4.0

MFIC has shifted from a yield-and-growth BDC to a capital-preservation story, where aggressive buybacks below NAV help, but the real investment case now hinges on stabilizing nonaccruals, protecting NAV, and keeping NII comfortably above the dividend; if credit stress keeps worsening, the discount to book is likely justified rather than an opportunity.

CreditRisk
NAVPressure
Buybacks‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

3.0

Key Financial Insights:

  • Book discount
  • Earnings deterioration
  • Coverage risk

MFIC ended FY2025 profitable and trading below book, but the latest quarter weakened sharply with a loss, thin interest coverage, and dividend coverage risk despite an asset-backed balance sheet.

discount
risk

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Near support
  • Failed rally
  • Oversold bias

Over the last month, MFIC drifted from $11.88 to $11.02, briefly rallied to $12.23 before reversing, and now looks oversold near $11.00 support with resistance at $11.68–$12.23.

neutral
negative
Support Level: $11.00
Resistance Level: $11.68–$12.23

Brief rally to $12.23 quickly reversed, signaling persistent seller control

Sentiment & News

4.0

Key News Insights:

  • NII Beat
  • NAV Pressure
  • Rising Nonaccruals

MFIC beat Q1 NII estimates and maintained its $0.31 dividend, but NAV fell, nonaccruals rose, and a possible Apollo sale highlight growing credit risk despite value-boosting buybacks.

creditrisk
dividend

The stock may stay supported by the yield and buybacks, but softer credit quality and NAV erosion could cap upside and raise volatility