Key Drivers
- Very high margins
- Strong FCF generation
- Low leverage
AIAI Summary
MGIC is now a balance‑sheet‑driven specialty insurer where capital returns, reinsurance/PMIERs optimization and investment‑income dynamics—not mortgage origination growth—are the primary value levers. Actionable: track quarterly reserve development, the timing/terms of reinsurance/PMIERs renewals, and investment yield trends—sustained reserve releases and stable reinsurance would validate continued buybacks/dividends, while reversals or yield compression would rapidly impair the capital‑return thesis.
Price Chart
Financial Metrics
Deep Analysis
Research tool. Not personalized advice.
Fundamental Analysis
Key Financial Insights:
- •Very high margins
- •Strong FCF generation
- •Low leverage
MTG delivers exceptional margins and free cash flow with low leverage and modest multiples, but much of the value is concentrated in large investment holdings rather than recurring operating assets.
Price Behavior
Key Price Behavior Insights:
- •Below last month SMA
- •Oversold momentum
- •Lower intraperiod highs
MTG is trading below its last month SMA (~$26.32) with an oversold 14-day RSI (~25), near support at $25.66 and vulnerable to further downside unless it reclaims $26.32–$27.12 for a short-term trend reversal. #mean-reversion
Persistent lower highs and strong recent selling have driven
Sentiment & News
Key News Insights:
- •Peer comparisons
- •Earnings focus
- •Risk/volatility
Analysts repeatedly benchmark MGIC against peers on dividends, ownership, valuation, earnings, profitability and risk—highlighting earnings/valuation as the focal points and a ~2.3% post‑earnings gain.
Persistent analyst emphasis on valuation and earnings will likely keep MGIC's stock sensitive to upcoming results and shifts in risk metrics
Similar Companies in Financial Services
Other companies in the same sector with AI ratings