Navient Corporation

Fundamentals3.0
Price Action4.0
News Sentiment4.0
AI Rating
4.0

Key Drivers

  • Earnings Rebound
  • Heavy Leverage
  • Weak Liquidity

AI
AI Summary

4.0

NAVI is no longer just a cheap turnaround play; it is a leveraged earnings recovery with a fragile balance sheet, so the stock likely needs multiple quarters of positive free cash flow and stable book value before the market will rerate it meaningfully.

Leverage
CashFlow
Turnaround‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

3.0

Key Financial Insights:

  • Earnings Rebound
  • Heavy Leverage
  • Weak Liquidity

NAVI posted a sharp quarterly turnaround to $17M profit and positive operating income, but the rebound is offset by extreme leverage, thin liquidity, and weak cash flow.

turnaround
leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower-high trend
  • Support holding
  • Reclaim needed

Over the last month, NAVI has been in a clear downtrend with lower highs and lows, but the rebound off $7.89 shows buyers are defending support and a reclaim of $8.32-$8.54 is needed to ease bearish pressure.

bearish
watchlist
Support Level: $7.89
Resistance Level: $8.32-$8.54

Sharp rebound from $7.89 to $8.14 suggests short-term buyer defense

Sentiment & News

4.0

Key News Insights:

  • Earnings Beat
  • Cost Discipline
  • Stock Slump

Navient beat Q1 2026 EPS estimates on lower expenses and fee income growth, but weaker core income and year-over-year declines outweighed the upside as the stock fell after the report.

earningsbeat
revenuepressure

The results suggest limited near-term upside for Navient, as earnings outperformance was not enough to offset softer core revenue trends and negative investor reaction