National Bank Holdings Corporation

Fundamentals5.0
Price Action4.0
News Sentiment6.0
AI Rating
5.0

Key Drivers

  • Liquidity Cushion
  • Margin Pressure
  • High Leverage

AI
AI Summary

5.0

NBHC is no longer a simple “cheap regional bank” story but an execution test: while adjusted EPS, loan production, and margins are improving, negative cash flow, elevated leverage, and softer GAAP/revenue results mean the stock likely needs clean reported earnings and sustained cash generation before it can re-rate.

ExecutionRisk
CashFlow
BalanceSheet‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.0

Key Financial Insights:

  • Liquidity Cushion
  • Margin Pressure
  • High Leverage

NBHC remains liquid and modestly valued near tangible book, but weaker quarterly margins, negative free cash flow, and elevated leverage temper the otherwise stable dividend-backed case.

Liquidity
Leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower highs
  • Support holding
  • Resistance caps

Over the last month, NBHC has shifted from a mild uptrend to an orderly pullback, staying above $41.2-$41.5 support but showing weaker momentum and repeated stalls near $42.8-$43.3.

bearish
cautious
Support Level: $41.2-$41.5
Resistance Level: $42.8-$43.3

Orderly pullback with repeated lower highs and several consecutive down closes

Sentiment & News

6.0

Key News Insights:

  • Earnings Beat
  • Dividend Raise
  • Stake Increase

NBHC delivered a solid Q1 beat with strong loan growth, margin expansion, and Vista integration progress, while reinforcing its income appeal with a $0.32 quarterly dividend and attracting fresh investor interest.

EarningsBeat
DividendGrowth

The update is modestly positive for NBHC, as improving fundamentals and shareholder returns support the stock's appeal