nCino, Inc.

Fundamentals5.8
Price Action3.5
News Sentiment0.0
AI Rating
5.9

Key Drivers

  • Strong FCF
  • Leverage Risk
  • Rich Multiples

AI
AI Summary

5.9

NCNO is now best viewed as a cash-generating software story where improving ACV, 112% retention, and positive free cash flow support upside if management can convert product traction and buybacks into durable growth, but the stock remains vulnerable because revenue growth is only mid-single digits and AI monetization is still too early to justify a rerating.

FCF
ExecutionRisk
AI‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

5.8

Key Financial Insights:

  • Strong FCF
  • Leverage Risk
  • Rich Multiples

NCNO shows solid cash generation and improving quarterly profitability, but high valuation, modest earnings power, and a leveraged, intangible-heavy balance sheet keep the risk/reward mixed.

cashflow
overvalued

Price Behavior

3.5
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Lower highs
  • Support holding
  • Oversold bounce

Over the last month, NCNO has stayed in a clear downtrend with lower highs and lows, holding near $14.61 support while an RSI around 26 suggests it may be due for a short-term bounce if it can reclaim $15.33–$16.18.

downtrend
oversold
Support Level: $14.61
Resistance Level: $15.33-$16.18

Failed rebound in early

Sentiment & News

0.0

Key News Insights:

  • Analyst Upside
  • Customer Wins
  • AI Momentum

nCino is gaining traction on improving analyst sentiment, new customer wins, APAC expansion, and stronger AI-in-banking positioning ahead of its next earnings update.

AIinBanking
nCino

The overall impact is mildly positive for NCNO, as execution wins and AI momentum support the stock while investors wait for earnings confirmation