nCino, Inc.

Fundamentals6.2
Price Action6.8
News Sentiment6.4
AI Rating
6.5

Key Drivers

  • Margin Expansion
  • Strong Cash Flow
  • Liquidity Pressure

AI
AI Summary

6.5

NCNO is shifting from a generic banking SaaS name to an AI-enabled workflow/compliance platform with real operating leverage and strong cash generation, but the stock now hinges on whether those product wins translate into durable revenue, retention, and margin gains fast enough to justify its rich valuation and modest liquidity cushion.

AIPlatform
ValuationRisk
CashFlow‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.2

Key Financial Insights:

  • Margin Expansion
  • Strong Cash Flow
  • Liquidity Pressure

NCNO's margins and cash flow are improving meaningfully, but weak liquidity, material leverage, heavy intangibles, and rich valuation still constrain the investment case.

MarginsImproving
ValuationHigh

Price Behavior

6.8
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Uptrend intact
  • Quick rebound
  • Support test

NCNO is in a constructive short-term uptrend, rising from $17.85 to $20.81 over the last month and rebounding quickly off $19.00, but it needs to hold the $19.00-$19.20 support band to avoid a pullback toward $18.40-$18.50.

Bullish
Watchlist
Support Level: $19.00-$19.20
Resistance Level: $20.66-$20.81

Sharp rise from $17.85 to $20.81 over the last month, with a quick rebound after the $19.00 dip

Sentiment & News

6.4

Key News Insights:

  • AI integrations
  • Insider selling
  • Earnings catalyst

nCino is expanding AI and workflow integrations through D&B and Mortgage MCP ahead of earnings, but insider selling and a roughly 30% share drop keep sentiment pressured.

AIExpansion
InsiderSales

The news is constructive for nCino's product momentum, but near-term upside may remain limited until earnings and insider activity concerns are clarified