NMI Holdings, Inc.

Fundamentals8.0
Price Action4.0
News Sentiment7.0
AI Rating
7.0

Key Drivers

  • Strong Profitability
  • Robust Cash Flow
  • Liquidity Watch

AI
AI Summary

7.0

NMIH is best viewed as a high-return mortgage-credit compounder where upside hinges on sustained underwriting quality and value-accretive buybacks—not high-rate growth—as its insured base expands, but investors should await evidence that credit losses remain contained amid slowing growth and housing-cycle risk.

CapitalReturns
CreditCycleRisk
MortgageInsurance‍

Price Chart

Loading chart...

Financial Metrics

-
Revenue (TTM)
-
Net Income (TTM)
-
EPS (Q)
-
MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • •Strong Profitability
  • •Robust Cash Flow
  • •Liquidity Watch

NMIH combines strong profitability, free-cash-flow generation, improving efficiency, and reasonable valuation, though low cash relative to liabilities and rising unrealized losses warrant monitoring.

Profitable
Balanced

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Lower highs
  • •Five-day decline
  • •Near support

NMIH remains bearish over the last month, with price near $42.90 support and below $44.10–$44.40 resistance; an oversold RSI may spark a bounce, but a break below support risks further downside.

Bearish
Oversold
Support Level: $42.75–$42.90
Resistance Level: $44.10–$44.40

Five-session slide from $44.12 to $42.90

Sentiment & News

7.0

Key News Insights:

  • •Insurance growth
  • •Underwriting improvement
  • •Capital returns

NMIH's strong insurance growth, improving underwriting, capital strength, and buybacks support a positive earnings outlook.

MortgageInsurance

The developments are favorable for NMIH, reinforcing its growth and shareholder-return potential