NerdWallet, Inc.

Fundamentals8.0
Price Action6.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • High gross margins
  • Strong cash flow
  • Intangible concentration

AI
AI Summary

6.0

NerdWallet should be re-framed as a cash-generative, execution-dependent turnaround: strong FCF and a clean balance sheet cap downside today, but returns over the next 12–24 months will hinge on management stabilizing referral volumes (notably credit cards) or proving LLM/audience channels can replace them with clear CAC payback and margin accretion. Actionable triggers: watch sequential revenue stabilization, conversion/CAC improvements from LLM referrals, and disciplined repurchase pacing before committing capital.

FreeCashFlow
SearchRisk
Execution‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • High gross margins
  • Strong cash flow
  • Intangible concentration

NRDS is cash-generative with very high gross margins and a conservative balance sheet, but valuation is moderate while high SG&A and large intangible-driven accumulated deficits are key risks.

#HighSG&A‌

CashGenerative

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Below last-month SMA
  • Near support zone
  • RSI near-oversold

Trading below its last-month SMA (~$10.50), the stock closed $9.97 (≈5% below the average) with RSI ≈32 near oversold and sitting just above $9.46–$9.56 support while resistance is at $11.48, so a break below the February lows would be bearish but a nearby bounce toward the mid-$10s is possible.

bearish
watch
Support Level: $9.46–$9.56
Resistance Level: $11.48

Close of $9.97 on 2026-03-20 ≈5% beneath the last-month

Sentiment & News

7.0

Key News Insights:

  • Q4 revenue growth
  • Analyst downgrade
  • Industry recognition

NerdWallet reported solid Q4/FY2025 results and won an industry award, but shares dropped after a Morgan Stanley downgrade and price‑target cut.

industryaward
analystdowngrade

The downgrade-driven selloff likely pressures near-term stock performance despite healthy operating metrics and external validation