Northrim BanCorp, Inc.

Fundamentals7.0
Price Action5.0
News Sentiment5.0
AI Rating
6.0

Key Drivers

  • Strong Profitability
  • Growing Deposits
  • Elevated Leverage

AI
AI Summary

6.0

NRIM's low valuation and strong profitability make upside to $30–$31.50 plausible, but the investment case now hinges on whether the stock-funded PBCO acquisition becomes per-share accretive without margin, credit, or integration slippage; investors should watch merger terms, deposit costs, and post-close EPS accretion rather than rely on standalone earnings strength.

MergerUpside
ExecutionRisk
Banking‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • •Strong Profitability
  • •Growing Deposits
  • •Elevated Leverage

NRIM offers strong profitability, cash flow, and deposit growth at a still-reasonable valuation, but elevated leverage and softer quarterly margins warrant caution.

ProfitableGrowth
HighLeverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • •Support Test
  • •Failed Breakout
  • •Neutral Momentum

NRIM is neutral-to-bearish last month: hold $25.20–$25.40 support, but a break below $25.20 weakens the setup, while a move above $26.30 signals improvement.

NRIM
TechnicalRisk
Support Level: $25.20–$25.40
Resistance Level: $26.10–$26.30

Reversed from the $26.28 peak to $25.44 after failing to make a higher high

Sentiment & News

5.0

Key News Insights:

  • •Merger Scrutiny
  • •Institutional Buying
  • •Dividend Support

Northrim faces merger-price scrutiny while attracting institutional buyers and maintaining dividend support, keeping valuation in focus.

Merger
Dividend

Mixed catalysts may sustain investor interest, though merger fairness concerns could pressure sentiment