The Bank of N.T. Butterfield & Son Limited

Fundamentals8.0
Price Action5.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • Margin strength
  • Strong cash flow
  • Thin equity cushion

AI
AI Summary

6.0

NTB now looks like a high-quality, cash-generative bank with solid buybacks/dividends and a credible trust/fiduciary expansion angle, but the stock remains range-bound because earnings growth and valuation re-rating are still too muted to justify chasing it here; the actionable trigger is a decisive break above 55.8–56.1 or evidence of faster EPS growth.

CashFlow
Valuation
Catalyst‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Margin strength
  • Strong cash flow
  • Thin equity cushion

NTB shows strong profitability and cash generation at a restrained valuation, but its very high liabilities-to-equity ratio is the main risk despite solid liquidity and dividend coverage.

leverage

Price Behavior

5.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Range-bound action
  • Mid-54 support
  • Failed breakout

NTB has been range-bound over the last month with support at $54.10-$54.30 and resistance at $55.80-$56.10, but fading momentum keeps the near-term setup slightly fragile.

NTB
rangebound
Support Level: $54.10-$54.30
Resistance Level: $55.80-$56.10

Rebounded from $54.12 to $55.83, then slipped back, showing rallies are losing momentum

Sentiment & News

7.0

Key News Insights:

  • Earnings beat
  • Buy upgrade
  • Strong guidance

NTB delivered a strong Q1 2026 earnings beat and followed with a Buy upgrade, signaling improving fundamental momentum and sentiment.

EarningsBeat
BuyUpgrade

The latest news is likely to support NTB's near-term outlook by reinforcing investor confidence in its earnings power and analyst sentiment