The Bank of N.T. Butterfield & Son Limited

Fundamentals8.0
Price Action6.0
News Sentiment6.0
AI Rating
7.0

Key Drivers

  • Strong Cash Flow
  • High Leverage
  • Solid Liquidity

AI
AI Summary

7.0

NTB is transitioning from a predictable banking compounder to a more execution-dependent growth story, where the CIBC Caribbean acquisition could broaden scale and drive upside only if management integrates cleanly, preserves capital discipline, and proves the earnings uplift can outweigh valuation and funding risks.

Growth
ExecutionRisk
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong Cash Flow
  • High Leverage
  • Solid Liquidity

NTB is a profitable, cash-generative bank with strong liquidity, but elevated leverage and a roughly 9x earnings / 1.8-2.0x book valuation limit upside and margin of safety.

leveraged

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Holding support
  • Near-term pullback

NTB has maintained a constructive uptrend over the last month with higher lows and support near $58.0–$58.6, but it remains capped by resistance around $60.34 and has a small near-term pullback.

bullish
watchlist
Support Level: $58.0–$58.6
Resistance Level: $60.34

Brief pullback from $60.26 to $59.67 after failing to clear resistance

Sentiment & News

6.0

Key News Insights:

  • Price momentum
  • GF Score strength
  • 52-week high

NTB shares climbed 3.4% as investors reacted to a strong GF Score of 72 and 52-week-high momentum, with no new operational news driving the move.

Momentum
GFScore

The move signals positive short-term sentiment and technical strength, but it does not appear to reflect a new fundamental catalyst