OppFi Inc.

Fundamentals8.0
Price Action7.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Margin Expansion
  • Strong Cash Flow
  • High Leverage

AI
AI Summary

6.0

OPFI now looks like a genuine operating turnaround with strong cash generation, improving margins, and buybacks, but it remains a “prove-it” story because the upside from the BNCCORP/BNC bank deal will only matter if management executes without letting leverage or integration risk derail the current earnings profile.

GrowthOpportunity
ExecutionRisk
Leverage‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Margin Expansion
  • Strong Cash Flow
  • High Leverage

OPFI shows strong and improving profitability and cash generation, but elevated leverage, negative retained earnings, and a premium valuation keep balance-sheet risk the main concern.

Profitability
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher-high trend
  • $10 resistance
  • Breakout support

OPFI is in a strong short-term uptrend with higher highs and higher lows, but it is stretched near $10.00 and needs to hold $9.40-$9.50 to avoid a pullback.

bullish
watchlist
Support Level: $9.40-$9.50
Resistance Level: $10.00

Rapid move from $8.00 to $9.96 over the last month signals stretched momentum

Sentiment & News

6.0

Key News Insights:

  • Volume Spike
  • Mixed Outlook
  • Value Ranking

OPFI saw a June volume-driven 6.3% jump, but weak earnings estimate revisions tempered the move before a later Zacks Strong Buy value ranking kept it in focus.

OPFI
StrongBuy

OPFI's recent headlines point to ongoing investor interest, but near-term momentum remains mixed despite the favorable value-stock call