Old Second Bancorp, Inc.

Fundamentals7.0
Price Action6.0
News Sentiment0.0
AI Rating
6.0

Key Drivers

  • Solid profitability
  • High leverage
  • Stable book value

AI
AI Summary

6.0

OSBC now looks less like a cheap regional-bank turnaround and more like a fairly valued, moderately leveraged earnings/book-value compounder, so the key takeaway is that upside depends on continued book value and profitability improvement while sequential earnings softness and balance-sheet leverage remain the main risks.

Compounder‍
Leverage
BookValue‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Solid profitability
  • High leverage
  • Stable book value

OSBC shows solid profitability, positive cash generation, and modest book value growth, but elevated leverage and intangibles keep the balance sheet relatively thin.

Profitability
Leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher highs
  • Profit-taking pullback
  • Support hold

OSBC's last month trend is still upward, with higher highs and higher lows, but the stock is stretched after reaching $23.62 and now needs to hold $22.90-$23.00 to keep the breakout intact.

Momentum
Breakout
Support Level: $22.90-$23.00
Resistance Level: $23.62

Quick run-up to a new high, then a mild pullback signals near-term consolidation risk

Sentiment & News

0.0