PagSeguro Digital Ltd.

Fundamentals7.5
Price Action6.0
News Sentiment7.0
AI Rating
6.5

Key Drivers

  • Cash Conversion
  • High Leverage
  • Thin Coverage

AI
AI Summary

6.5

PAGS now looks more like a cheap, cash-generative credit-and-funding story than a pure payments compounder, so the investment case hinges on disciplined underwriting and stable Brazil funding costs rather than merchant growth, while weak leverage and thin interest coverage make any credit slip or rate shock the main reason the stock may stay trapped in its range.

CreditRisk‌ക
FundingCost‌ക
Valuation‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.5

Key Financial Insights:

  • Cash Conversion
  • High Leverage
  • Thin Coverage

PagSeguro looks undervalued with strong cash generation and decent profitability, but high leverage and thin interest coverage create material balance-sheet risk.

Undervalued
LeverageRisk

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Choppy uptrend
  • Holding support
  • Resistance overhead

Over the last month, PAGS has trended modestly higher in a choppy pattern, holding near $9.05-$9.12 but still needing a clean break above $9.20-$9.40 to confirm a durable recovery.

PAGS
BreakoutWatch
Support Level: $9.05 ($8.75-$8.80 stronger)
Resistance Level: $9.20-$9.40

Sharp mid-June dip followed by a late-June recovery and stabilization

Sentiment & News

7.0

Key News Insights:

  • Cheap valuation
  • Credit expansion
  • Rate-cut catalyst

PagSeguro Digital looks deeply undervalued with improving earnings, buybacks, and credit-driven growth, but investors should watch macro sensitivity and rising credit risk as lending expands.

undervalued
creditrisk

The stock's setup appears constructive, with upside tied to valuation re-rating and earnings momentum, though credit quality and Brazil rates remain key risks