Pagaya Technologies Ltd.

Fundamentals7.5
Price Action7.0
News Sentiment8.0
AI Rating
7.5

Key Drivers

  • Strong Cash Flow
  • Stable Margins
  • High Leverage

AI
AI Summary

7.5

PGY has shifted from a pure growth story to a credible GAAP-profitable, cash-generating platform, so the stock's upside now depends less on originations growth and more on whether it can keep scaling securitizations without slipping on underwriting or funding access.

Profitability
FundingRisk
Securitization‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.5

Key Financial Insights:

  • Strong Cash Flow
  • Stable Margins
  • High Leverage

PGY has solid profitability and strong cash generation with a reasonable earnings valuation, but elevated leverage and negative retained earnings keep the outlook mixed.

CashFlowStrength
LeverageRisk

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher highs
  • Fast rebound
  • Near resistance

PGY has trended steadily higher over the last month, with a breakout above $19.27, a recent peak at $22.24, and a quick rebound from $20.31 that keeps the bullish setup intact but slightly stretched near resistance.

bullish
stretched
Support Level: $20.31 to $19.27
Resistance Level: $22.24

Sharp run-up to $22.24 followed by a brief pullback and quick recovery

Sentiment & News

8.0

Key News Insights:

  • Earnings beat
  • Record lending
  • Execution risk

PGY's recent news flow is broadly positive, driven by earnings and revenue beats, record lending volume, higher guidance, improving analyst sentiment, and supportive valuation/credit signals, though execution and funding-cost risks remain.

growth
valuation

The latest updates suggest improving fundamentals and sentiment for PGY, but sustained upside will depend on continued execution and control of rising costs