Palomar Holdings, Inc.

Fundamentals7.0
Price Action4.0
News Sentiment7.0
AI Rating
7.0

Key Drivers

  • High profitability
  • Strong cash flow
  • Rising leverage

AI
AI Summary

7.0

PLMR's investment case has shifted from “can it grow?” to “can it keep compounding fast without underwriting slippage,” as strong premium/EPS growth and $403M FCF are being offset by a softer 78.8% combined ratio, rising leverage, and a stock that is already signaling de-risking until management proves margin discipline can hold in a weaker pricing backdrop.

Growth
UnderwritingRisk
Valuation‍

Price Chart

Loading chart...

Financial Metrics

-
Revenue (TTM)
-
Net Income (TTM)
-
EPS (Q)
-
MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • High profitability
  • Strong cash flow
  • Rising leverage

PLMR remains fundamentally strong with high profitability, robust cash generation, and premium returns, but rising leverage, lower cash, and slight margin compression are the key near-term risks.

profitable
leverage

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Support Breakdown
  • Weak Rebound
  • Lower Highs

PLMR remains in a short-term downtrend after a ~16% drop, with support near $108 and resistance around $113.5-$116, so the recent bounce still looks fragile until that resistance is reclaimed. క క

bearish
downtrend
Support Level: $108.00
Resistance Level: $113.50-$116.00

Roughly 16% decline from mid-April to mid-May, followed by a modest rebound from near $108

Sentiment & News

7.0

Key News Insights:

  • Earnings beat
  • Premium growth
  • Expense pressure

Palomar's Q1 2026 beat expectations on strong premium and investment income growth, but higher expenses and softer underwriting income tempered the otherwise upbeat results.

EarningsBeat
GuidanceRaise

The report should support near-term sentiment, though margin and expense concerns may limit upside