Palomar Holdings, Inc.

Fundamentals7.0
Price Action7.0
News Sentiment7.0
AI Rating
7.0

Key Drivers

  • Strong earnings
  • Higher leverage
  • Margin pressure

AI
AI Summary

7.0

PLMR has shifted from a cheap catastrophe insurer to a premium-valued earnings compounder, but with rising leverage, softer GAAP quality, and still-heavy catastrophe/reinsurance exposure, the stock now depends on flawless execution rather than simple growth.

Growth
BalanceSheet
CatRisk‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong earnings
  • Higher leverage
  • Margin pressure

PLMR remains a profitable, cash-generative insurer with attractive returns and a share price below tangible book, but recent margin compression, rising leverage, and heavier investing outflows temper the outlook.

Profitability
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Breakout support
  • Fast rally

PLMR has surged over the last month to new highs, with $126.3–$126.4 now acting as near-term support, but the fast run from $111.58 to $140.00 leaves it stretched and prone to a pause or pullback.

bullish
overextended
Support Level: $126.3-$126.4
Resistance Level: $140.00

Sharp move from $111.58 to $140.00 since 2026-06-22 suggests short-term stretch risk

Sentiment & News

7.0

Key News Insights:

  • Guidance upgrade
  • Technical breakout
  • Cat-loss risk

PLMR has shifted from post-earnings weakness to strong momentum after raising FY26 profit guidance, breaking out above key technical levels, and outperforming near a 52-week high, though catastrophe and expense risks still warrant attention.

Momentum
Insurance

The news flow is bullish for PLMR's near-term momentum and valuation, but sustained upside will depend on disciplined underwriting and containment of catastrophe-related costs