Key Drivers
- High operating margins
- Negative total equity
- Positive operating cash
AIAI Summary
Porch is now a hybrid insurer/operator—its valuation hinges as much on underwriting economics and the deployable quality of reciprocal surplus as on SaaS ARR, so investors should size exposure around demonstrated loss‑ratios, surplus-to-premium conversion, and capital efficiency rather than software growth alone. Key risk: a large portion of recent surplus is equity‑linked and ~60% of reciprocal premium is in Texas, meaning a stock decline or regional catastrophe could quickly erase underwriting capacity—require management to prove surplus stability and repeatable underwriting before adding exposure.
Price Chart
Financial Metrics
Deep Analysis
Research tool. Not personalized advice.
Fundamental Analysis
Key Financial Insights:
- •High operating margins
- •Negative total equity
- •Positive operating cash
PRCH generates strong operating margins and cash flow but is highly leveraged with negative equity and recurring small net losses that create solvency and earnings‑quality risk.
Price Behavior
Key Price Behavior Insights:
- •Below last month SMA
- •Support at $7.0–$7.2
- •Resistance at $8.2
PRCH closed at $7.10 on 2026-03-20 below its last month SMA (~$7.73), signaling short-term weakness with nearest resistance at $8.20 and support around $7.0–$7.2, where a break would signal further downside while RSI (~31) leaves limited bounce potential.
Rapid drop from the early‑March $8.2 cluster to $7.10 by 2026-03-20 indicating steep short-term decline
Sentiment & News
Similar Companies in Technology
Other companies in the same sector with AI ratings