Rocket Companies, Inc.

Fundamentals3.0
Price Action4.0
News Sentiment6.0
AI Rating
5.0

Key Drivers

  • High gross margin
  • Heavy net debt
  • Negative free cashflow

AI
AI Summary

5.0

RKT's pivot from cyclical originations to a servicing- and AI-driven, vertically integrated model could create durable cash generation, but the investment now hinges on timely realization of the $500M synergies and Redfin purchase-flow conversion—monitor quarter-to-quarter free cash flow improvement, synergy milestone delivery, and net-debt reduction/refinancing progress because continued deep negative FCF and ~$28B gross debt materially raise refinancing and solvency risk.

Servicing
Leverage
Execution‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

3.0

Key Financial Insights:

  • High gross margin
  • Heavy net debt
  • Negative free cashflow

RKT shows strong gross margins and a profitable recent quarter but is undermined by heavy net debt, deep negative FY free cash flow, and extreme EV multiples that disconnect valuation from current cash generation.

risk
valuation

Price Behavior

4.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Short-term downtrend
  • Immediate support
  • Resistance band

Over the last month RKT fell ~24% to $13.65, confirming a short-term downtrend with immediate support at $13.65 and resistance at $15.50–$16.60, implying a possible oversold bounce but risk of further downside if $13.65 is broken.

bearish
oversold
Support Level: $13.65
Resistance Level: $15.50–$16.60

Rapid ~24% decline over three weeks signaling sharp pullback and increased volatility

Sentiment & News

6.0

Key News Insights:

  • Rapid revenue growth
  • AI + integrations
  • Institutional buying

Rocket Companies beat Q4 estimates with rapid revenue and loan growth, upbeat 2026 guidance and AI-plus-acquisition integrations (Redfin, Mr. Cooper, Compass) that sparked an after-hours rally and renewed analyst/institutional interest.

RKT
Mortgage

Execution on integrations and servicing-driven recapture should support upside in RKT shares, though valuation and full earnings delivery remain catalysts to watch