SmartFinancial, Inc.

Fundamentals7.4
Price Action6.5
News Sentiment0.0
AI Rating
6.8

Key Drivers

  • Strong margins
  • Solid cash flow
  • Heavy leverage

AI
AI Summary

6.8

SMBK's improving earnings, cash flow, and dividend coverage confirm a real operational recovery, but the stock has already rerated ahead of fundamentals, so the investment case now depends on continued outperformance rather than further multiple expansion.

Earnings
Valuation
Bank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.4

Key Financial Insights:

  • Strong margins
  • Solid cash flow
  • Heavy leverage

SMBK shows strong profitability, cash flow, and liquidity, but high leverage and a pricier valuation temper the overall appeal.

Profitability
Leverage

Price Behavior

6.5
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher-high trend
  • Resistance pressure
  • Key support holding

SMBK has maintained a constructive uptrend over the last month, but it needs a decisive close above $53.25 to confirm continuation while $51.20–$51.30 remains the key near-term support.

bullish
neutral
Support Level: $51.20–$51.30
Resistance Level: $53.00–$53.25

Pullback after early-August highs showed sellers defending the resistance zone

Sentiment & News

0.0

Key News Insights:

  • Earnings beat
  • Dividend declared
  • Buy upgrade

SmartFinancial reported a Q2 earnings beat, declared a quarterly dividend, and saw analyst sentiment improve with a Buy upgrade and a higher consensus target.

EarningsBeat
AnalystUpgrade

The stronger-than-expected quarter and more favorable analyst tone are constructive for SMBK and may support near-term share performance