1st Source Corporation

Fundamentals7.0
Price Action6.0
News Sentiment8.0
AI Rating
6.0

Key Drivers

  • Strong Margins
  • Thin Capital
  • Low Efficiency

AI
AI Summary

6.0

SRCE has shifted from a sleepy regional bank to a momentum-and-income story after record Q2 earnings, higher EPS, and a dividend hike, but with the stock already re-rated, the key investable question is whether net interest income and expense discipline can stay strong enough to justify further upside rather than just confirm the current price.

EarningsMomentum
ExecutionRisk
RegionalBanks‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong Margins
  • Thin Capital
  • Low Efficiency

SRCE remains a profitable, cash-generative bank with an attractive payout and improving book value, but its thin capital buffer, high leverage, and low asset efficiency limit upside.

Profitability
Leverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Holding support
  • Capped at resistance
  • Sideways consolidation

SRCE remains constructive over the last month, holding above $87.3-$88.0 support but still capped by $90.82 resistance as momentum has flattened.

Bullish
Consolidation
Support Level: $87.30-$88.00
Resistance Level: $90.82

Pulled back from $90.82 to $88.60, then traded sideways in consolidation

Sentiment & News

8.0

Key News Insights:

  • Record EPS
  • Dividend Increase
  • Bullish Momentum

SRCE posted record Q2 earnings above estimates and raised its dividend, reinforcing positive momentum for both income and growth-focused investors.

EarningsBeat
DividendGrowth

The strong earnings beat and higher payout should support SRCE's near-term sentiment and appeal to dividend-focused buyers