Tompkins Financial Corporation

Fundamentals8.0
Price Action7.0
News Sentiment6.0
AI Rating
6.0

Key Drivers

  • Strong Margins
  • Solid Cash Flow
  • High Leverage

AI
AI Summary

6.0

TMP should be viewed less as a cheap regional bank and more as a high-quality dividend bank, but the recent earnings strength and 3% yield are only investable if the next few quarters confirm durable profitability against leverage, flat-curve pressure, and deposit-cost risk.

Dividend
Leverage
Banking‍

Price Chart

Loading chart...

Financial Metrics

-
Revenue (TTM)
-
Net Income (TTM)
-
EPS (Q)
-
MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong Margins
  • Solid Cash Flow
  • High Leverage

TMP remains highly profitable with strong cash generation and a modest valuation, but its heavily leveraged balance sheet is the main risk to monitor.

Profitable
Leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher highs
  • Support holding
  • Breakout needed

TMP has been in a strong last month uptrend with higher highs and higher lows, but near-term upside likely depends on holding $93.30-$93.60 and breaking above $95.92.

uptrend
breakout
Support Level: $93.30-$93.60
Resistance Level: $95.92

Brief dip to $87.93 on 2026-06-17 before recovering

Sentiment & News

6.0

Key News Insights:

  • Brand Refresh
  • Dividend Focus
  • No Ops Shift

Tompkins Financial is reinforcing its brand with a proposed bank rename while also drawing investor attention for its dividend appeal.

Rebranding
DividendAppeal

The news is mildly positive as it supports brand clarity and may keep TMP attractive to income-focused investors