Toast, Inc.

Fundamentals8.0
Price Action6.0
News Sentiment7.0
AI Rating
7.0

Key Drivers

  • Strong liquidity
  • Modest margins
  • Heavy operating spend

AI
AI Summary

7.0

Toast has transitioned from a growth-at-all-costs story to a margin- and FCF-driven investment whose premium now hinges on sustained GPV/take-rate gains, shrinking hardware/professional‑services losses, and proven AI monetization—investors should watch quarterly take-rate/GPV and hardware-loss trends and only accumulate on weakness after at least two consecutive quarters of improving take‑rate-driven recurring gross profit and FCF guidance.

MarginExpansion
TakeRateRisk
FCF‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

8.0

Key Financial Insights:

  • Strong liquidity
  • Modest margins
  • Heavy operating spend

TOST has a very strong balance sheet and cash generation (low debt, $608M FCF) but modest operating margins and a high valuation that may price in growth ahead of current profitability.

Liquidity
HighValuation

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Flat net return
  • ~10% pullback
  • Elevated short-term volatility

Over the last month TOST was roughly flat (+1–2%) but with elevated volatility and a recent ~10% decline from the March 5 peak (30.51 → 27.46) pointing to a neutral-to-bearish bias with support near $25.0–$25.6 and resistance at $30.3–$30.5.

bearish
neutral
Support Level: $25.0–$25.6
Resistance Level: $30.3–$30.5

~10% drop from $30.51 to $27.46 since

Sentiment & News

7.0

Key News Insights:

  • Strong financials
  • Large drawdown
  • Mixed ownership

Toast shows solid Q4/FY25 financials, margin expansion, buyback acceleration and customer traction amid a 37–40% share pullback driven by macro/sector headwinds and mixed institutional flows.

OperationalMomentum
ValuationReset

Improved fundamentals and buyback support make Toast a fundamentally stronger business, but sector-driven sentiment and valuation re-rating likely keep near-term share volatility