TrustCo Bank Corp NY

Fundamentals7.0
Price Action6.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • High margins
  • Strong FCF
  • Low asset-turnover

AI
AI Summary

6.0

Trustpilot's story has shifted from growth-at-all-costs to a credible near-term profitability inflection driven by AI-led search gains and pricing/retention improvements, which materially de‑risks upside if management can sustain revenue/ARPU lift and SG&A discipline. Monitor quarterly AI traffic-to-ARPU conversion, retention trends, FCF conversion and a reconciled low leverage figure — failure to prove repeatability or resolve balance-sheet ambiguity is the single biggest downside trigger.

AIProfitability
MonetizationRisk
BalanceSheet‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • High margins
  • Strong FCF
  • Low asset-turnover

Trust is a cash-rich, low-leverage company with strong margins and free cash flow supporting a sustainable dividend, but its very low asset turnover and high SG&A relative to revenue limit ROE and operating leverage.

cashrich
efficiency

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Modest downtrend
  • Tight volatility
  • Lower highs

TRST is in a modest downtrend over the last month (≈‑6%) with near-term resistance at $45.40 and support at $42.30 — a break below $42.30 would signal further weakness, while reclaiming $45.40 would be the first clear bullish confirmation.

Bearish
Neutral
Support Level: $42.30
Resistance Level: $45.40

Relatively tight price swings over the period, limiting both tail risk and breakout potential

Sentiment & News

7.0

Key News Insights:

  • Revenue beat
  • Margin expansion
  • AI search lift

Trustpilot reported stronger-than-expected FY‑2025 revenue and widening EBITDA margins driven by AI-fueled search traffic and analyst upgrades, prompting a sharp share rally.

Trustpilot
AI

The results and AI-driven traffic momentum should support upside in shares as operating leverage accelerates profit conversion