TrustCo Bank Corp NY

Fundamentals7.0
Price Action6.0
News Sentiment6.0
AI Rating
6.2

Key Drivers

  • Strong Margins
  • Weak Efficiency
  • Rising Valuation

AI
AI Summary

6.2

TRST should now be viewed less as a “cheap income bank” and more as a rerated steady compounder: liquidity, deposit growth, and dividend coverage are strong, but with valuation already higher, the stock likely needs continued spread discipline and clean credit performance to justify further upside.

ReRating‍
ValuationRisk
DividendSupport

Price Chart

Loading chart...

Financial Metrics

-
Revenue (TTM)
-
Net Income (TTM)
-
EPS (Q)
-
MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

7.0

Key Financial Insights:

  • Strong Margins
  • Weak Efficiency
  • Rising Valuation

TRST is highly profitable and cash-generative with a strong liquidity buffer, but thin operating efficiency, elevated leverage, and a richer recent valuation temper the investment case.

Profitable
HighLeverage

Price Behavior

6.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Support holding
  • Range-bound highs

Over the last month, TRST has maintained a modest uptrend with support near $55.0–$54.7 and resistance at $57.7–$57.8, so a break above resistance would strengthen upside while repeated stalls there would limit gains.

bullish
neutral
Support Level: $55.0 to $54.7
Resistance Level: $57.7 to $57.8

Sharp drop to $55.09 on 2026-08-07, then quick rebound

Sentiment & News

6.0

Key News Insights:

  • Strong earnings
  • Technical breakout
  • Mixed headlines

TrustCo Bank Corp NY delivered stronger Q2 2026 results with higher net interest income, loan/deposit growth, and buybacks, while its shares also moved above the 200-day average, though some TRST headlines were about Trustpilot and unrelated.

Bullish
Momentum

Overall, the news flow is constructive for TRST, supporting a mildly positive near-term outlook as fundamentals and price momentum improve