United Bankshares, Inc.

Fundamentals6.0
Price Action7.0
News Sentiment7.0
AI Rating
6.0

Key Drivers

  • Strong margins
  • Moderate returns
  • High leverage

AI
AI Summary

6.0

UBSI has shifted from a steady regional bank to a “prove-it” story after a record quarter and bullish commentary, but with only moderate ROE/ROA, elevated leverage/intangible exposure, and shares near recent highs, further upside now depends on sustained NII, fee income, and expense discipline rather than assuming a durable re-rating.

Earnings
Leverage
RegionalBank‍

Price Chart

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Financial Metrics

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Revenue (TTM)
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Net Income (TTM)
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EPS (Q)
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MCAP

Deep Analysis

Research tool. Not personalized advice.

Fundamental Analysis

6.0

Key Financial Insights:

  • Strong margins
  • Moderate returns
  • High leverage

UBSI remains a profitable, fairly valued bank with solid cash generation and liquidity, but moderate returns and a leveraged, intangible-heavy balance sheet temper the outlook.

profitability
leverage

Price Behavior

7.0
Research tool. Not personalized advice. Technical analysis is for informational purposes only.

Key Price Behavior Insights:

  • Higher lows
  • Strong support
  • Near resistance

UBSI remains in a constructive uptrend over the last month, with buyers still in control as long as $48.0 holds and a close above $49.35-$49.40 would signal another leg higher.

Bullish
Momentum
Support Level: $48.0-$48.3
Resistance Level: $49.35-$49.40

Brief dip to $48.05 followed by a quick recovery to $49.27, suggesting a pause rather than a reversal

Sentiment & News

7.0

Key News Insights:

  • EPS Beat
  • Analyst Upgrade
  • Dividend Appeal

UBSI reported record Q2 2026 earnings and an EPS beat, drew modest institutional buying, and saw analyst upgrades plus dividend-focused coverage reinforce a bullish outlook.

UBSI
Dividend

The news is supportive for UBSI, signaling stronger fundamentals, improving sentiment, and sustained income-investor interest